Igor Cornelsen’s Insight on Brazilian Banking

Igor Cornelsen, possibly Brazil’s most well-respected banker and investor, has more experience in his field than most individuals in the workforce do. For decades, he has worked in Brazil’s business industry, so he has some serious grounds for giving advice. Luckily, Cornelsen has recently done exactly that, hoping to pass on the knowledge he has attained over the course of his life to a new generation of business workers.

According to Cornelsen, the most fundamental factor for success in business is pure knowledge. There are some subjects which cannot be fully taught through sheer discussion; some lessons must be learned one’s own. However, in regards to the very basics of banking, he was happy to provide individuals interesting in entering the field with the fundamentals he built his career upon. By following the advice given by Cornelsen and sticking to one’s work, success is bound to come sooner or later.

Cornelsen broke the basics of Brazilian banking into a few separate points. Firstly, Cornelsen urges individuals who are serious about their work to identify the major players in the industry. He asserts that, in Brazil, this consists of the ten most powerful banking corporations in Brazil. To understand one’s industry, one must understand the competitors.

Secondly, he urges employees to look up to the new figures in the world of Brazilian banking but to also remain skeptical of them. For example, the recent appointment of a new finance minister in Brazil could either bring about “real economic reform,” or he could not. Cornelsen also asks for aspiring young business workers to pay attention to China, as the economies of Brazil and China are strongly connected.

The last piece of advice Cornelsen offers is, in essence, to exercise extreme caution. He connects this in particular with the unstable value of currency. Genuine value of assets can shift on a dime, so one must always have multiple layers of assets in order to stay afloat.

How Stream Energy Combines Service Delivery and Philanthropy

When hurricane Harvey wreaked havoc in Houston and the neighboring areas, many people and companies had no alternative but to helplessly watch as the residents died, homes swept and property destroyed. Stream Energy is involved in many philanthropic activities. The company participates in community-based activities in Texas and its surroundings through the company’s foundation called Stream Cares. During Hurricane Harvey period, the company displayed itself as a significant example in philanthropy and charity, something that the company proved to be part of its agenda. The company supported the victims in a big way contrary to the rest companies who sat back. Stream Energy gave out more than just the available money it earned in energy sales. It is not common to have a business or a corporation to have a different philanthropic arm and continues to do other jobs.

The company must balance between its performance and the community-based operations in general so that it could maintain respect for the customers and the other members of the public. When the company is involved in giving back to the society, it’s most publicized. Giving back to the community is highly publicized and very healthy for the management. It helps very much, especially if the company’s profit dips. If it results in retrenching workers, those who lead in philanthropic are usually spared. American companies are generous when it comes to philanthropy, and Stream Energy is not an exemption. An example was in 2016 when charities in America received donations worth $16 billion from the companies and businesses.


Stream Cares collaborates with Red Cross and Habitat for Humanity where the management and the employees are engaged in grassroots donations, which boost its record of accomplishment in philanthropy. Stream Energy has a light business plan whereby it pays its partners who look for clients and sell them a variety of its products ranging from direct energy sales to mobile packages. In return, the company provides virtual doctors and telemedicine at discounted prices. The commission earned by associates is used to support a program of their choice. In Dallas, the employs and the company itself are concerned about homelessness. The company and the employees jointly track the homeless people in Dallas and support them.



The City Of Grand Rapids Is Different As A Result Of Dick And Betsy DeVos

There is literally no question that the city of Grand Rapids has been forever changed by the fact that Dick and Betsy DeVos are residents there. They have influenced the shape of the economy and the way that things are run in their city as a result of their enormous wealth. Not only that, but they have been incredibly generous to the point of helping out their fellow residents in ways that no one would have expected.


The time that most people point to as the starting point for the influence that Dick and Betsy DeVos have had over their city is in 1991 when they start to campaign against a multi-sports complex that the city had proposed. They wanted to build out that complex to help attract people to the city, but that plan easily would have backfired in the minds of Dick and Betsy DeVos. They had seen cities like Detroit try to do the exact same thing. What happened when Detroit did this was that it resulted in more declines for the city. The DeVos family did not want to have this happen to their own city. They decided to lobby against it.


When you are a billionaire life gets a lot easier when it comes to political campaigning and advocacy. It is easier when you have strong political connections as well. The DeVos family has both of those things going for them. They have used them to their maximum value as they successfully convinced the city to drop the idea of the sports complex.


It was not as though Dick DeVos just didn’t want the sports complex to come to the city. Rather, he had other ideas that he wanted the city to consider instead. He felt that if they would just give some of his ideas a try that things would work out better and suburban sprawl would be better contained within the city. It turns out that he was right about that. By instead paying for and advocating for a number of other types of buildings, the DeVos family changed the landscape of their dear Grand Rapids for the better.


Great courage is necessary to find ways of doing things like this. If you are not up to the challenge of putting your convictions on the line to get the kind of result that you really need, then you are not the appropriate kind of candidate for the job. Think about things like this in as logical of a manner as you can. You know in your heart of hearts that this is the truth.


Dick DeVos is a great example for anyone out there that change is possible when you strive for a particular goal with everything that you have. If you feel that there is something not being done right in your own city, you should speak up. You might just have some better ideas that work out better for your fellow residents. It worked when Dick DeVos and his wife did so in Grand Rapids.


Follow Dick DeVos on twitter.

All You May Need to Know about GreenSky Credit

GreenSky Credit was founded in the year 2006. Its core founder is David Zalik and still the current CEO. It’s among the leading organisations in America. It’s located in Atlanta, Georgia. GreenSky Company is a mobile app organization. It offers its technical services to consumers and banks in preparation for making loans. Consumers who come to access these loans from the banks utilize the cash for healthcare, solar solutions and other home improvement services. All financial programs for the company are not self-provided. They are financed by federally-insured and state-chartered financial institutions. The company has been able to offer its services in the most reliable means, earning the trust of most consumers and institutions.

The company is not well known as compared to other financial creditors. This is because it doesn’t make loans from its capital. GreenSky Credit acts as a middleman. For the past years, the organization has been able to transact over $8 billion. So far the company has managed to penetrate the financial market successfully. It has been able to partner with several banks like SunTrust bank and Regionals Financial corporate. The Total number of the banks that GreenSky credit has been able to partner with is 14. However, the firm is aiming to partner with more banks in the future. All GreenSky credit esteemed consumers include retailers and merchants. Banks have been able to make loans to these consumers through GreenSky corporate. Recently, individual contractors have also been able to join the corporate. In the past, most of them were not aware of what the corporate was offering.

The retailers that the company works with deal with home improvement items. These include roofing items, window replacement and aluminum siding. The company had also thought of expanding its services to accommodate all medical personnel like nurses, doctors and veterinary officers. GreenSky Credit uses credit cards when giving out loans. This is to enable them to focus and monitor how the consumer is spending and investing. They offer this service through fixed terms where consumers face a fixed-interest-rate payback. The company is growing. It’s now aiming to handle $ 1 trillion.



Vinod Gupta’s #7 ranking at IIT Kharagpur

Every year schools are ranked from the best to the worst in various categories; which is carried out by the National Institutional Ranking Framework (NIRF). Through the Ministry of Human Resource Development (MHRD) the government in India has developed the following issues, “Teaching, Learning and Resources,” “Research and Professional Practices,” “Graduation Outcomes,” “Outreach and Inclusivity,” and “Perception.” From this ranking system Vinod Gupta School of Management (VGSoM) at IIT Kharagpur ranked seventh overall in the management category. Ranking seventh is quite an accomplishment considering the depth that occurs during the ranking process for a school including: placement, advanced studies, average salary, entrepreneurship, university examinations, number of graduating students admitted into top universities, and the total number of PhD students that graduated that academic year.

Vinod Gupta is a managing general partner that was born in a small village on July 4th, 1946 North of New Delhi, India. After graduating high school in his local village Vinod’s family helped him obtain the money he needed to move to Lincoln, Nebraska to further his education in engineering. After completing his graduate work, Vinod began working at Commodore Corporation as a marketing research analyst. While carrying out a task, the idea struck Vinod to compile all phone books to make a better available list available to everyone. Turned out that Vinod had reconfigured a product that was in demand and began making him a large income.

13 years later the database was complete and growing with a continuous demand. Today Vinod’s directory, infoUSA (formerly known as American Business Information), has information that has been derived from 5,200 different phone directories including all the United States and Canada. Vinod invested $100 initially and was sold in 2010 for $680 million. Vinod has since contributed large sums of money to many major charities including IIT –Kharagpur.

Daniel Taub: Integrity and Professionalism in the form of Envoy

Daniel Taub is someone who changed the way Ambassadors work, during his term in the U.K. for the period of 2011-15. The former Ambassador of Israel is known for his integrity and professionalism, and that helped the Jewish community in the U.K greatly. Interestingly, Taub’s works also helped to advance the relationship between both the countries to a higher level. This is the reason the Jewish Chronicle wrote about him as the most efficient and successful envoy from Israel after Shlomo Argov – who was shot in the U.K. in 1982. Taub is also credited for working with various communities in the country to solve the differences between them.


Taub said that he felt a great level of accomplishment when it comes to the relationship between both the countries during his period. He always says that should not look back on things once it is completed. While Daniel Taub thinks about his tenure as the Israeli Ambassador, he says few people ask him he could have done a bit more. To them, he responds that the embassy had set some goals during the beginning of his term, and compared to that, he achieved much more. Interestingly, he could create relationships with the new areas of British society and expanded to regions the embassy was not served before.


During his period, the Israeli embassy opened Information Centers in Wales and Scotland. Even Manchester Center has got an expansion considering the growing footfall. Daniel Taub is a person who loves to speak with people irrespective of friends or foes. He thinks that a great talk can help him to solve many issues or make him understand things better. Daniel remembers that many people came to him, while he was an envoy, and spoke to him very openly on a condition that he should not make the discussion public. Taub could talk to many people who are critical to Israel in this manner.


Daniel Taub is also an international lawyer and writer who even served in Israeli Defense Forces as a combat medic after his education. Later he worked in the President’s office as a speechwriter. In 1991, Daniel joined the Foreign Ministry of Israel and took care of various responsibilities. He is regarded as an expert in the Laws of War, Counter-terrorism, and International Law, and served as the Deputy Legal Advisor to Foreign Affairs Ministry of Israel. Taub also actively played in the negotiations with Red Cross Society to ensure Israel’s entry into it.


Visit http://www.daniel-taub.co.il/ to learn more.